Please check out my sculpture page here >> EricThe Sculptor

Eric The Sculptor's Facebook page

I preview a lot of homes for Clients. I often find myself saying "wow, what were they thinking???"

Here is a backyard pool / swingset that raises all sorts of questions such as Who, What, When ,Where and Why?

Realtor

Posted via email from Eric’s sideways look at real estate and other stuff

I preview a lot of homes for Clients. I often find myself saying "wow, what were they thinking???"

Here is a backyard pool / swingset that raises all sorts of questions such as Who, What, When ,Where and Why?

Realtor

Posted via email from Eric’s sideways look at real estate and other stuff

I preview a lot of homes for Clients. I often find myself saying "wow, what were they thinking???"

Here is a backyard pool / swingset that raises all sorts of questions such as Who, What, When ,Where and Why?

Realtor

Posted via email from Eric’s sideways look at real estate and other stuff

Please visit the new site at www.EastBayPlus.com

All of the content from here is there, plus many new features and tools.

Press the play button to watch the recession happen.
Very clear when you see it this way.

Posted via web from Eric’s sideways look at real estate and other stuff

Eric’s Audio Blog

Potential Deal ?

Consult a CPA and an Attorney first. There are complex decisions you will need to make, you need to get advice from true professionals. If you need free or very low cost advice call the Hope Hotline at 888 995-HOPE or go to their webite

Hopefully you have already been trying to get a loan modification from your lenders. This is sometimes a way to reduce your payments enough that you can get back on track. Keep calling them, don’t give up.

Be careful,
There are a lot of scams targeting people in various stages of foreclosure.
Never pay someone a fee to “save you” from foreclosure.
Never sign-over the deed to your house to someone in exchange for help.

One option is to attempt to sell your home, even if you owe more than it’s worth (short-sale). If you can get an offer into the bank before the foreclosure date they will sometimes cancel or delay the foreclosure auction.  It’s important to understand that this will not “save your home”. You will need to move out if you sell it.

These 4 handouts are published by the California Association of Realtors and are current as of 2011.

Short Sales
Short Sale Deficiencies
Short Sale Deficiencies Fact Sheet
Short Sale Fraud

The advantage to you is that instead of the stain of foreclosure on your credit, you will have a short-sale or debt-forgiveness. Not good, but less harmful than a foreclosure at auction.

Your foreclosure notice will have a specific date for the auction. You need to have enough time to put the house on the market and get an offer before that date. Most of the time the offer will not be enough to pay-off what you owe. It will be necessary to negotiate with your lenders to accept the lesser amount (short payoff). If they refuse, the house will go to auction and any money received will be split between the various lenders. Most of the time only the 1st loan will get anything.

I am a Real Estate Agent, I help people buy and sell homes.  If selling quick is a good (less bad) solution for you please call or email to see if I can help you. I help people almost anywhere in the San Francisco Bay Area, particularly in the East Bay.

If you need a great Realtor outside of my normal area, I will help you find one at no cost.

There is no up-front cost to you. No fees, no gimmicks.

I get paid only if I successfully list your home, find a buyer, stop the foreclosure, and complete the sale to the Buyer. In a short-sale the Realtors commission is a percentage of the final sales price.

If your CPA or Attorney tell you to try a short-sale, I would appreciate a chance to earn your business.

Eric Haggin

925 388-6462

EricHaggin@gmail.com

.

The financial markets are back in full swing this after the long holiday weekend. The long weekend seems to be just what the battered bond market needed, while Stocks are getting off to a sluggish start due to concerns for the overall global recovery. We saw that last weeks Job Report showed unemployment at a 26 year high for the US, and unemployment is Europe isn’t much better, at its highest level in a decade. This news should help Stocks slide lower and bonds regain some momentum, helping to lower mortgage rates.

30 year fix’d rates (0708//09)

FHA Conforming 5.25%
FHA Jumbo Conforming 417k – 729K 5.375%

Conforming 5.0%
Jumbo Conforming 417k – 729k 5.25%

Jumbo 729K to 900k = 6.0%

Rates are subject to change.

It’s critical to have a great loan pro on your real estate “team”.

I see deals every day that fall apart due to problems related to loans.

Contact Scott Hackbarth

by Email

or call 510 299-4202

She is licensed, insured, and experienced.

More importantly, Denise creates a loving, nurturing experience for your child.

Contact Denise:

Denise Haggin

925 829-8856

DeniseHaggin@gmail.com

www.DeniseDaycare.com

Posted via email from Eric’s sideways look at real estate and other stuff

Posted via email from Eric’s sideways look at real estate and other stuff

This was from one of my trips to Taiwan.
It was early morning and they had just poured a large area of concrete.
The steam was fantastic, and the footprints made this great texture.

Eric

Posted via web from Eric’s sideways look at real estate and other stuff

NOW is the time to be active.

Here is a chart showing the ratio of Active listing to Pending listings in the East Bay.

Orange is Pending

Blue is Active

The Black line is the ratio

Active/Pending Raio for East Bay Area

The total height of each bar shows the number of homes on the market.  You can see that today we are at a very low over-all number for sale.

More importantly is the relatively small number of active listings compared to pendings.

This looks like a SELLER’s market.

Eric Haggin

925 336-6462

Eric@EastBayPlus.com

1. Click on the “Map Based MLS Search” link:

2. Choose “Foreclosures” at the top, left for the screen:

3. Use the cursor or the zoom control to choose you search area.

Contact me if you want more information about any of the properties you find.

Eric Haggin

925 336-6462

Eric@EastBayPlus.com

For the past few years I have been compiling MLS data and charting the Active/Pending ratio in various cities of the East Bay.

Here is San Ramon as of 5/1/2009:

The current level of this ratio on this chart looks like a SELLERS market !

This matches my recent experience.

I am currently working with Buyers in Vallejo, Concord, Walnut Creek, Fremont, Tracy, and San Ramon.

By far the most difficult area is San Ramon because of the very limited inventory of sellable homes. We have 2 months (enough homes that if no more came on, all currnt listing would sell in 2 months) on the market, but actually almost half are Tenant occupied short-sales so they are hard to show to my Clients.

San Ramon is special because of the very powerful draw of the school system and because it’s location is central to the East Bay. I spoke with Buyers a few days ago, the wife works in Berkeley, and the Husband work in Fremont. San Ramon is a perfect commute compromise.

But really, it’s all about the schools.

Eric Haggin

925 336-6462

Eric@EastBayPlus.com

““““““““““““““““““““““““““`

15012 Grenda St, San Leandro ( MAP )
Very nice Washington Manor home for rent.  

• 2 bedrooms 
• Updated kitchen, new stove and dishwasher. 
• Bright rooms, nice wood floors 
• Very clean 

Rent $1,200 
Deposit $1,000 
Credit check $ 30 
Sorry, no section 8 
No dogs or cats 
No Smoking 

OPEN HOUSE 
Thursday April 2 
4pm~7pm 

email or call 
Eric Haggin 925 336-6462

This Friday 3/13/09 I will be co-hosting a free event at my office:

Here is their blurb:

People who are serious about getting out of the rat race and have a desire to model a system the rich have used for years should come and learn!

This game is very similar to Cash Flow 101- it’s got a spiritual and more philosophical twist to it. It takes in the laws of the universe, like the law of attraction and applies to our financial picture.

If you believe in paying it forward and investing in the best piece of real estate (the 6 inches between your ears), then this event is for you!

Also, a special guest speaker, the creator of the game, the genius himself, Brandon Boardwater will be here to present his game & give us the opportunity to own our very own game as well.

You can get more information and sign up here < http://www.facebook.com/event.php?eid=56037049579&ref=mf >

We currently have one warehouse available for lease in the Tulsa area

( or for purchase at the right price):

http://www.loopnet.com/lid/17309119

East Park Industrial
1565 N. 166th East Ave., Catoosa, OK 74015

Total Space Available: 7,000  SF

Rental Rate: $5 /SF/Year

Property Type:Industrial   - Sub-type:Flex Space

Building Size: 7,000 SF

Year Built: 2007

Lot Size: 33,180 SF

Zoning Description:IL

Features:
Electricity/Power

Listing ID 17309119

Lease Type:
NNN

Parking Spaces:
15

Office SF:
1000 SF
No.

Dock-High Doors/Loading:
1

Drive In / Grade-Level Doors:
2

Clear Ceiling Height:
18 ft.

Features:
Cooling is available – Y
Heating is available – Y
Lighting is Available – Y

Highlights
Easy Access to I-244 / I-44 / Hwy 169
1 – 14′ Drive-in Door
1 – 12″ Drive-in Door
1 – Dock-High Door with Leveler
18′ Center Height
100′ Clear-Span (60′ x 100′)

Warehouse
Description
6,000 SF Insulated Warehouse with 100′ Clear-Span and 18′ Center Height (16′ at the sidewalls),

1 14′ Drive-in Door,

1 12′ Drive-in Door and

1 Dock-High Door with Leveler.

1,000 SF of Office Space with separate offices, bathroom and kitchenette area.

Zoning is IL

Excellent access to Hwy 169 / I-244 / I-44

Eric Haggin, Realtor serving the East Bay Area…Plus

925 388-6462

EricHaggin@gmail.com

52 Danville Oak Pl.—Westside Danville

This is a beautiful, large condo walking distance to San Ramon Valley High School.

MAP of 52 Danville Oak Pl, Danville

More photos

MLS Listing

• 3 bed, 2.5 bath home.
• Over 1600 sq ft.
• Garage plus an assigned parking spot.
• Nice patio.
• Near Iron Horse trail and downtown Danville.

Great value at only $525,000 !

OPEN HOUSE:

Sunday 1/22/09 from 1pm~4pm

Please call or email for a private showing anytime.

Eric Haggin

925 336-6462

52DanvilleOak@EastBayPlus.com

You probably do not need a Realtor to help you buy a home if you have the time to do this sort of research on your own.

You probably do not need a Realtor if you can use this sort of information to rationally evaluate a property, and consider all risks before you buy something. Most Buyers get emotionally involved in the house, and lose site of potential, future problems.

You probably do not need a Realtor if you understand the limits of California real estate disclosure laws, and can find ways to get necessary information before you get the keys.

You probably do not need a Realtor if you know how to package a REO offer in a way that the bank will like.

You probably do not need a Realtor if you know how to get the best possible price, and terms even if information about the property is incomplete.

You probably do not need a Realtor if you already have a good one.

If you do need a Realtor,

Please give me a call.

Eric Haggin

925 336-6462

Eric@EastBayPlus.com

I am working with buyers in Vallejo,  San Pablo,  Berkeley,  Concord,  San Leandro, and Alamo.

I haven’t seen this much buyer activity for at least 3 years.

We are reaching a price point in many areas where it’s cheaper to own than to rent. We haven’t been there for 5 years.

Certainely nobody knows when real estate in the East Bay will start to appreciate again. My current buyers are all long-term thinkers and are buying properties which make sense today, even if they do not go up in value.

One of the wonderful things is that to my kids, it’s not particularly remarkable. They will grow into adults with the new,expanded possibilities being a self-evident part of their own experience.

When divisive things become non-remarkable they lose their destructive power.

WE THE PEOPLE deserve to be proud today.